SECTION I : Material Damages
Material damage cover insures the physical assets of the business against accidental loss or damage. It is often purchased as part of a broader business insurance solution and includes both Indemnity and replacement covers. Theft and fraud cover can be included.

SECTION II : Business Interruption Check
Business interruption insurance is insurance coverage that replaces business income lost in a disaster. The event could be, for example, a fire or a natural disaster. Business interruption insurance is not sold as a separate policy but is either added to a property.