This policy covers death / disability arising out of an accident. The cover can be given on a 24 hour basis and a worldwide basis as well to employees during their vacation / business trips. Disability cover is also available for permanent total, permanent partial and temporary disabilities. Moreover, the policy can further be extended to cover the following additional benefits:

Repatriation expenses of mortal remains following death or permanent total disability of the insured members.

Accidental medical expenses